Human Bank™ – Terms of Service

Effective Date: [27th March 2025]

Welcome to Human Bank™. These Terms of Service ("Terms") govern your access to and use of our website, application, products, and services. By accessing or using Human Bank™, you agree to these Terms. Please read them carefully.
 
1. Acceptance of Term
By using the Human Bank™ platform, you confirm that you are at least 18 years old (or have consent from a parent or legal guardian) and that you accept and agree to be bound by these Terms, our Privacy Policy, and any other applicable legal notices.
 
2. Purpose of the Platform
Human Bank™ is a holistic wellbeing framework that helps users assess, understand, and invest in their overall wellbeing—physically, emotionally, relationally, mentally, and spiritually—drawing on economic principles and Biblical wisdom.
 
3. User Responsibilities
As a user of Human Bank™, you agree to:

• Use the platform for lawful, personal, and non-commercial purposes only.
   

• Provide truthful and current information.
   

• Respect the platform’s content, tools, and other users.
   

• Maintain the confidentiality of your account details.
   

 
4. Health & Medical Advice Disclaimer
The Human Bank™ platform does not provide medical or psychological advice.
All content, tools, and coaching are for informational, educational, and inspirational purposes only and are not a substitute for professional medical, psychological, or therapeutic advice, diagnosis, or treatment.

• Always consult your doctor, therapist, or other qualified health professional regarding any physical or mental health condition.
   

• Never disregard or delay seeking professional advice based on content or assessments from Human Bank™.
   

• If you are in crisis, experiencing severe distress, or facing a medical emergency, please contact emergency services or seek immediate professional care.
   

 
5. Faith-Based Disclaimer
Human Bank™ is a Christian-based wellbeing model and includes scripture, prayer, and references to God and Biblical principles. Users acknowledge and accept that the platform may contain faith-centred content.
 
6. Intellectual Property
All content, assessments, logos, designs, and materials on the platform are the intellectual property of Human Bank™ or its licensors and are protected by copyright and trademark laws. You may not reuse, replicate, or distribute this material without permission.
 
7. Coaching and Content Use
Coaching is provided as general guidance for reflection and growth and is not to be used in place of professional advice. Users are responsible for how they apply insights in their own life.
 
8. Termination of Use
Human Bank™ reserves the right to suspend or terminate access at any time if a user is found violating these Terms or misusing the platform.
 
9. Modifications to Terms
We may update or modify these Terms periodically. Continued use of the platform after any changes constitutes acceptance of the updated Terms.
 
10. Contact Information
For any questions or concerns regarding these Terms:
📧 Email: info@humanbank.org
🌐 Website: www.humanbank.org